BIOGRAPHICAL SKETCH

 Milena Petrova has a Bachelor of International Business Relations from UNWE in

Sofia, Bulgaria, a master's degree in business administration with a major in international

business from the Helsinki School of Economics, Finland, and a Master of Science in

finance from Hofstra University, NY. She has four years experience in finance and

management working as an analyst for a specialized finance company and for a

management consulting firm. She completed the requirements for the Doctor of

Philosophy degree (in finance) during the summer of 2006. Upon graduation from the

University of Florida she will join Syracuse University, NY, as an assistant professor in

finance.