individual may not believe that he/she can build a ten story building if he/she does not have the adequate skills and training in engineering. A farmer may believe that the/she cannot farm traditionally if there is a drought. Research indicates that self-efficacy can influence an individual's decision-making process and ability to perform a behavior. For example, studies show that students with high self-efficacy have higher grades in school than those with lower self-efficacy (Schunk, 1991). In addition to academic performance, self-efficacy is also a predictor of adoption and maintenance of breast self-examinations (Luszczynska, & Schwarzer, 2003). Some studies show that self-efficacy is the primary, but not the sole, determinant of an individual's intentions and behaviors (Sanderson, 2004; McGinty, 2006). Self- efficacy may also predict the persistence of a behavior in the future (Luszczynska, & Schwarzer, 2003; Schaefers, Epperson & Nauta, 1997). Schaefers, Epperson and Nauta's (1997) research shows that self-efficacy is one of the determinants, but not the prime determinant, of women's persistence in engineering as an academic major. Other factors that influenced persistence behavior include academic ability, supports and barriers and interest congruency, or the degree of fit between women's personality and demands of an occupation. Various research show that self-efficacy can be influential of adoption and persistence behavior with direct benefits. However, results show that self-efficacy is only sometimes a prime determinant of adoption and persistence behavior. Theory of Planned Behavior In 1998, Ajzen incorporated Bandura's theory of self-efficacy into the TRA to better understand the effects of decision-making on human behavior when individuals do not have full voluntary control over their decision making process (Sapp, 2002). The