Abstract of Thesis Presented to the Graduate School of the University of Florida in Partial Fulfillment of the Requirements for the Degree of Master of Arts DIVERGENT PATHWAYS: AN ANALYSIS OF RACIAL DIFFERENCES IN RISK OF RETIREMENT AND WORK DISABILITY AMONG AFRICAN AMERICAN AND WHITE WOMEN IN THE LABOR FORCE IN LATER MIDDLE-LIFE By Tyson H. Brown August 2003 Chair: Amy M. Pienta Cochair: Charles W. Peek Major Department: Sociology The purpose of the present is to explore the labor force exit patterns of African American and White women. Inattention has been give to racial disparities in the labor force exit behavior of African American and White women. Previous research on racial disparities in retirement behavior among men indicates that, compared to White men, African American men are more likely to exit the labor force via retirement or work disability. The present study uses five waves of panel data from the Health and Retirement study and the life course perspective to explore racial disparities in labor force exit behavior among women. Analyses suggest that African American women are disadvantaged relative to White women with respect to socioeconomic circumstances, family patterns, wealth, and health. Importantly, results from multivariate event history models indicate that, compared to White women, African American women are less likely to exit the labor force via retirement and are more likely to exit the labor force via