No. of 1955. Butlding Sucieties. 13 and to depositors and creditors for loans; (ii) the balance due or outstanding: on their mortgage securities, not including prospective in- terest; and (iii) the amount otherwise invested. (2) Every such account and statement shall be attested hy the auditor or auditors to whom the mortgage deeds and other securities belonging to the society shall be produced; and the account and statement shall be countersigned by the secretary or other officer. (3) Every member, depositor, and creditor for loans shall be entitled to receive from the society a copy of the account and statement, and a copy thereof shall be sent to the Registrar within fourteen days after the annual or general meeting at which it is presented. 81. (1) If any society hereafter formed, or any persons representing themselves to be a society, commence business without first obtaining a certi- fieate of incorporation, or if any society make default in forwarding to the Registrar any returns or information by this Ordinance required, or make a return wilfully false in any respect, the person or persons by whom business is s0 com- menced, or by whom default is made, or who have made such false return, shall be lable on summary conviction, for every day that business is so carried on, or for every such default or false return, to a fine of fifteen dollars. (2) If any society receives loans or deposits in excess of the limits prescribed by this Ordinance, the directors or committee of management of the society shall be personally liable for the amount so received in excess. 832. The fees specified in Schedule D shall be paid to the Registrar by every society. ANTIGUA. Penalties. Fees of Registrar,