UNIVERSITY OF FLORIDA RE. 295.-Housing and Home Ownership. 3 hours. 3 credits. Offered 1, 2, 3. Concerned with the consumption of real estate and the economic, legal and technical aspects of housing from the point of view of the home owner. Stress is laid on the evo- lution and limitations of property rights, the role of government in the field of housing, principles of home ownership, home construction and design, and the vital problem of when and how to buy a home. RE. 390.-Property Valuation. 3 hours. 3 credits. Offered 1, 2, 3. Fundamentals and elements of property values. For those interested in property value problems, particularly those concerned with appraisal practice, building costs, de- preciation and obsolescence, the mathematics of appraising, and the social, economic and political influences affecting property values. Emphasis is laid on prevailing field tech- niques of property valuations and real estate appraising. RE. 391.-Property Management. 3 hours. 3 credits. Offered 1, 2, 3. Management of real properties as part of the real estate business; principles, man- agement and organization; collections, expenditures and services; physical care of the property; records; agent's relation with tenant. RE. 392.-Problems in Real Estate Brokerage. 3 hours. 3 credits. Offered 1, 2. Organization and conduct of the real estate brokerage business; social, economic, legal, and ethical responsibilities of the broker; listing and listing methods; advertising and sales; real-estate brokers' law; commissions; relationship with title insurance com- panies and attorneys. RE. 393.-Urban Land Utilization. 3 hours. 3 credits. Offered 1, 2. Land and population; economics of land utilization; urbanization, and urban land; manufacturing as an urbanizing factor; labor as a factor; transportation and commerce in city location and urbanization. RE. 490.-Real Estate Appraising. 3 hours. 3 credits. Prerequisite: RE. 390. Offered 1, 2. Designed to train students in the technique and art of real estate appraising. This course is concerned with the application of the principles of property valuation to the various classes of realty; stress is laid on the character of land value, axioms of valuation and application of valuation procedures via the cost, market, and income approach to real estate value. The case method of instruction is used in order to enable students to prepare independent property appraisal reports. RE. 491.-Principles and Problems of City Planning. 3 hours. 3 credits. Offered 1, 2. Relation of city planning to real estate values and developments; use of city plans by realtors; building codes; blighted areas; development of the city center and realty operations; relation of realtors to city-planning engineers. RE. 492.-Real Estate Finance. 3 hours. 3 credits. Prerequisite: RE. 291. Offered 1, 3. Functions of real estate finances, the loan contract; the mortgage market; elements of mortgage risk; loan policy and administration of loans; analysis of current mortgage market conditions. RE. 493.-Real Estate Law. 3 hours. 3 credits. Offered 1, 2. Necessity of learning when to consult a lawyer; fixtures; easements; land descrip- tions; land titles and interests; deeds; mortgages; foreclosures; landlord and tenant; taxes and assessments; avoidance of "unauthorized practice of law." The statement "Offered 1" means offered first semester; 2, second semester; 3, summer session.