Students may borrow up to $400 or the amount of in-state tuition if they have an acceptable repayment source. Interest is 1 percent per month and these loans must be repaid by the first day of the last month in the semester in which the money is borrowed. Short-Term Loan applications are available in 107 Criser Hall. Part-time employment through the univer- sity is offered to about 7,500 students each year. Students normally work 15-20 hours a week, four or five days a week and earn at least mini- mum wage. Most departments help students arrange their working hours around their acad- emic schedules. Student Employment Office: The SFA Student Employment Office is a clearinghouse for part-time employment and coordinates three employment programs: Federal Work-Study, including the Federal Community Service com- ponent; Other Personnel Services (OPS); and off-campus jobs. Federal Work Study is based on need and is awarded to students as part of their overall financial aid package. OPS jobs are state-funded and are not based on need. Student employment maintains job bulletin boards for all three programs at the following locations: Criser Hall courtyard, McCarty Hall first floor, Norman Hall first floor, outside 305 Reitz Union, and outside H101 Shands Medical Center. The Criser Hall job board is updated daily, and weekly updates are posted. Customer Service: SFA is open for student ser- vice from 9:30 a.m. 4:00 p.m. Monday through Friday. For financial aid information, applica- tions and advising, students can go to Criser Hall or call 392-1275. A telephone counselor also is available daily. Information Services: SFA offers several infor- mation services to students, including SFA TIPS (Touchtone Interactive Phone System), a World Wide Web access site and up-to-date general information through the university's NEXUS system. SFA TIPS is a dial-in system that allows stu- dents to access up-to-date information about their financial aid file by calling the system and entering their university PIN and social security numbers. Students can receive information about the status of their financial aid file, any required documents not yet received, their award status, their deferment status and whether their aid has been disbursed. To access the system, dial 846-1183. The system is interac- tive, so students listen to and follow instruc- tions. SFA TIPS is closed between the hours of 2:15 and 6:30 a.m. daily. World Wide Web listings include the com- plete text of financial aid publications, such as the Gator Aid application packet and the Gator Aid financial aid handbook, as well as a link to fastWEB, a scholarship database provided free of charge. The Student Financial Affairs home page is offered through the Division of Student Affairs under the University of Florida. The home page location is http://www.ufsa.ufl. edu/SFA/SFA.html. STUDENT AFFAIRS NEXUS Tapes, the university's telephone tape series, tapes 402 through 402-L, contain current financial aid information. To reach NEXUS, dial 392-1683. Ask for Tape 402. Enrollment Requirements At the University of Florida, students must enroll at least half time as indicated below to receive most types of financial aid benefits. The sum of all credit hours in Summer A, B and/or C will determine a student's enrollment status for summer. Pell grants are prorated according to enrollment status. Classification Undergraduate/Post- baccalaureate Graduate/Law Professional Undergraduate/Post- baccalaureate Graduate/Law Professional FULL-TIME Fall/Spring Summer 12 12 9 8 1 or more 1 or more HALF-TIME 6 6 5 4 1 or more 1 or more Academic Progress Requirements For Financial Aid UF students receiving financial aid are required to be in good standing and to maintain satisfactory academic progress. To be eligible to receive financial aid, students must comply with conditions listed below. Undergraduates: Students must have a 2.0 cumulative grade point average by the achieve- ment of 60 academic credit hours and must maintain a 2.0 cumulative grade point average for the duration of their undergraduate enroll- ment. Students failing to meet this requirement are ineligible to receive financial aid. Until the completion of 60 academic credit hours, students' progress for financial aid pur- poses will be evaluated to determine eligibility for continued enrollment. Students who have from .5 to 14.5 grade points less than a 2.0 cumulative GPA will be placed on financial aid probation; Students who have 15 or more grade points less than a 2.0 cumulative GPA will be suspended from financial aid for one term; Students who do not reduce their grade point deficit to fewer than 15 deficit grade points the following term of enrollment will be terminated from financial aid; and Students who reduce their grade point deficit to fewer than 15 grade points below a 2.0 cumulative GPA will return to financial aid pro- bation status. Any action taken by the University Senate Committee on Student Petitions regarding stu- dents' appeals of their suspended enrollment because of grade point deficit (for students who have not yet earned 60 credit hours) will also apply to the financial aid component of the aca- demic progress policy. Students will not be eligible for aid if they do not earn a baccalaureate degree after carry- ing 150 credit hours (whether or not they received aid for all terms), with the following exception: Students may carry up to 160 credit hours for programs that regularly require more than 130 earned hours to achieve a degree. Freshmen must earn 75 percent of their hours carried and achieve sophomore status (30 earned hours) after carrying a maximum of 40 credit hours; Sophomores must earn 78 percent of their total credit hours carried and achieve junior sta- tus (60 earned hours) after carrying a maximum of 77 credit hours; Juniors must earn 82 percent of their total credit hours carried and achieve senior status (90 earned hours) after carrying a maximum of 110 credit hours; Seniors must earn 87 percent of their total hours carried and must have earned a degree after carrying a maximum of 150 credit hours with the following exception: Students who have earned more than 130 credit hours and are enrolled in a program requiring more than 130 hours for a baccalaureate degree must earn 91 percent of their hours carried and must earn a degree after carrying a maximum of 160 credit hours; and Students who do not earn the minimum percentage of credit hours specified will be placed on financial aid probation for one term. During the following term of enrollment these students must increase their credit hours to the minimum. If they do not, they will be sus- pended from aid until they meet this standard. Students may receive up-to-ten full-time terms of aid (or the equivalent) with the follow- ing exceptions: Students admitted under the Board of Regents 10 percent admissions policy may receive up-to-eleven full-time terms (or the equivalent) of aid; Students in programs requiring more than 130 credit hours to earn a baccalaureate degree may receive up-to-eleven full-time terms (or the equivalent) of aid; and Students admitted under the Board of Regents 10 percent admissions policy in a pro- gram requiring more than 130 credit hours may receive up-to-twelve full-time terms (or the equivalent) of aid. The maximum number of terms students transferring to the university may receive aid is prorated based on their entering enrollment sta- tus. For example, a student enrolling as a junior may receive a maximum of five terms of aid to earn a baccalaureate degree. Transfer students should check with their financial aid adviser concerning eligible semesters of aid. Aid received at another institution is not included. Postbaccalaureate Students: Students enrolled in postbaccalaureate studies must petition the Academic Progress Appeals Committee to