to $8,700.11 The assets owned by Negroes had no predictive
significance, but were higher for personal service workers
($5,867) than for others (up to $2,600).

 ELDERLY RURAL PERSONS IN FLORIDA
 In order that the economic expectations of the respondents
in this study could be observed against case-study retirement
situations of the elderly, 80 records were secured in Florida in
1964 from male respondents aged 65 and over. Comparisons
showed that more than half the respondents, aged 45 to 64,
expected to be largely dependent upon Social Security when they
retire (Table 9), and that less than a third of the elderly were
actually receiving Social Security benefits when interviewed
(Table 13).12

 Table 13.- Percentage distribution of monthly income received by elderly
white and Negro rural families, Florida.

 Source of Income, 1963 .Percentage Distribution
 Male Heads, 65 and Over White Negro
 per cent
Social Security 32.2 30.0
Asset Income 18.4 7.8
Armed Services 12.1 10.6
Employment, husband 6.3 10.9
Employment, wife 4.2 6.7
State Pensions -
Railroad Retirement 3.3
U. S. Civil Service 6.0
Old Age Assistance 10.9 29.0
Company pensions 4.0
All other 2.6 5.0
Total 100.0 100.0
Income Per Month $208 $129
Number Reporting 61 16

 The shift toward dependence upon Social Security for re-
tirement income is due largely to changes in ways of living,
employment, and actions of the Federal and state governments
that bear upon family support in old, age. The urbanized mode
of living today, the dependence upon money income for family

 "Each $1,000 of total assets owned by white families yielded an
expected increase of 20 cents per month in anticipated retirement income.
 "Twenty-two countries already provide more Social Security benefits
than the United States. See The War on Poverty as it Afects Older
Americans, Hearings, Special Committee on Aging, United States Senate,
89th Congress, June 1965, p. 130.