TABLE OF CONTENTS Page LIST OF TABLES . ... .... . . .... ii OBJECTIVES, JUSTIFICATION AND PROCEDURE ... . . .. 1 SECTION 1 . . . . . . . . The Importance of Florida's Agricultural Sector . . 2 SECTION 2 . . . . . . . . Agricultural Debt in Florida and Comparisons . . 4 SECTION 3 . . . . . . . . The Florida Commercial Bank Survey . . . 10 Part I The Individual Bank and Local Agriculture . .. 11 Part II Farmer Client Analysis . . . 13 Part III The Future Role of Commercial Banks in Agriculture .14 SECTION 4 . . . . . . . . Summary and Conclusions . . . . . 16 BIBLIOGRAPHY . . . . . ... 19