LAKE CITY REPORTER BUSINESS & HOME SUNDAY, JANUARY 1, 2006


Page Editor: Joseph DeAngelis, 754-0424


 Mutual








 Fund


 R E V I E W

 By The Associated Press and Lipper, Inc.


 LI P ER AAp Associated Press


 4th Quarter 2005

 Top performers in popular categories

 Funds that receive checkmarks in these fields provided
 consistent returns (Cnst.) from year to year or
 displayed a superior ability to preserve capital in a
 variety of markets (Prsv.) when compared with similar
 funds over a three year time horizon. For more infor-
 mation, see www.lipperleaders.com

 Period Fund % Rtn Cnst. Prsv.
 Large-Cap
 15 Years Van Kampen Emerg Gro;A 576.44
 10 Years Legg Mason Growth;Pmi 200.05 V/
 5 Years .-iq .:.l-,. i- .r.: wirri Fm 52.66 V/
 1 Year .:.r. i4a-i -i F.:.C Eq 0 '.:i V
 Quarter Morg Stan lnst:LC Gr;A 7.94 V/
 Mid-Cap Growth
 15 Years Federated Kaufmann;K 950.28 V
 10 -.ar- \r V in I.nr.cir, MrJCpGi A "3--6r-4
 5 Years CGM Tr:Focus Fund 184.57 V
 1 .a, CG .i1 TI F. I -:..: ur Ij' V /
 Quarter Tamarack:Md Cp Eqty;l 8.63
 Small-Cap Growth
 15Years Neuberger Genesis;Inv 936.72 V V
 10i '.'ar.: 0 ,a al.:ri C i'p .i 1 04
 5 Years Bridgeway:Ultra-Sm Co 233.66
 I .r BrOag.iwav. U r.:r:-, .ar p LIO 22: 55 V
 Quarter Kopp Emerg Growth Fd;A 8.17
 International
 '15 Years Harbor:lntl;Inst 541.79 V/
 '- t. I l.l:r,.-|i|:- Ins I I r i 4 .
 5 Years AIM:lntl Small Co;A 173.97 V V
 1 '' 1 ri-trl .auJ: in il D, .::., '4-3 ?-.
 Quarter Driehaus:lntl Discov 14.73
 Balanced
 15 Year? Dodne & Coyv Balanced 521.41 V
 1,:' -arts dl-'l- Eqi, :. in.: I -H 1 ~-
 5 Years FPA Crescent. 117.55 V
 1 -. r C':,M T -,1 .luual -ur 14 6 .
 Quarter Badgley:Balanced 3.74
 Science & Technology
 15 Years Fidelity Sel EIctronic 1322.35
 10i rar.5 Allianz ACM ,'1 Tc,Ilnt 392 '80 i
 5 Years Matthews Asian:A Tech 58.34
 1 .. r f.lzan ir,,- .; .n,, A Te ri, I ,.
 Quarter ProFunds:lntemet;lnv 14.07 V
 Utilities
 15 Years JennDry Jenn Utility;A 483.27 V
 1','ears, lerinDry Jerin Llir.ryt 2 52 "
 '.a. r.: J-nC,'-., Jrr, Lilir., A 34.04 V-
 1 i, ar JerinrDr. Jern iJtIT',." 3i
 Quarter Principal:Eqty Inc;B -0.17 V-
 Health & Biotechnology
 15 Years Vanguard HlthCare;Inv 1176.64 .
 10 .'ear- Vanuijard HiriCare.lnv. 398 55
5 Years Fidelity Sel Medical 109.64 V /
1 lear FElir '- e IT-'.c..l dl ra I'.-' ?02
Quarter Fidelity Sel Bio Tech 5.06
Equity Income
15 Years Scudder-Drem Hi Rtn;A 766.49 V


t0 ''ear
5 Years
1 Year
Ojirl r


Amni-er Cet Eq: I In
H&W:Large Cap Value;l
n.er ,Ourcire [iv. n E-IA
f.1Te Eqry Ir,,-,ir-, I


'29 45
85.05
l? 33
 4 8


 U.S. Diversified Equity Objectives
Read across to find funds that invest in different strategies.


Value $


or Small
Companies


Core $$$ Growth $$$$


 LV LC LG
Large-Cap Value Large-Cap Core Large-Cap Growth

 XV XC XG
 Multi-Cap Value Multi-Cap Core Multi-Cap Growth

 MV MC MG
 Mid-Cap Value Mid-Cap Core Mid-Cap Growth

 SV SC SG
Small-Cap Value Small-Cap Core Small-Cap Growth


Groarlh .


 "Copyrighted Material


 Syndicated Content


Available from Commercial News Providers"







 Mutual fund performance, by asset site


 Fund Name
 American Funds Gro;A
 Vanguard 500 Index;Inv
 American Funds ICA;A
 American Funds Wsh;A
 Fidelity Contrafund
 PIMCO:Tot Rtn;Inst
 Fidelity Magellan Fund
 Dodge & Cox Stock
 American Funds Inc;A
 American Funds CIB;A
 American Funds EuPc;A
 American Funds CWGI;A
 Vanguard Insti Indx;lnst
 Vanguard 500 Index;Adm
 Fidelity Lw-Prcd Stk
 American Funds NPer;A
 American Funds Bal;A
 Fidelity Gro & Inc
 Fidelity Dvsd Intl
 Vanguard Tot Stk Idx;lnv
 Vanguard Windsor ll;Inv
 Fidelity Growth Company
 Fidelity Equity-Inc
 Vanguard Wellington;lnv
 Fidelity Puritan


Fund Name C
American Funds Gro;A 5.
Vanguard 500 Index;Inv 2.
American Funds ICA;A 2.
American Funds Wsh;A 1.
Fidelity Contrafund 3.
PIMCO:Tot Rtn;Inst 0.
Fidelity Magellan Fund 4.
Dodge & Cox Stock 3.


mm Quarter


1-Yr.
14.23
4.77
6.87
3.55
16.23
2.86
6.42
9.37


American Funds lnc;A
American Funds CIB;A
American Funds EuPc;A
American Funds CWGI;A
Vanguard Insti Indx;Inst
Vanguard 500 lndex;Adm
Fidelity Lw-Prcd Stk
American Funds NPer;A
American Funds Bal;A


n 1 Year


3.14
4.46
21.12
14.72
4.91
4.87
8.65
11.28
3.12


Fidelity Gro & Inc
Fidelity Dvsd Intl
Vanguard Tot Stk idx;Inv
Vanguard Windsor II;Inv
Fidelity Growth Company
Fidelity Equity-Inc
Vanguard Wellington;lnv
Fidelity Puritan


 Net assets
 (millions)
 71536.4
 69916.4
 66546.4
 62683.8
 58486.3
 53886.8
 51336.5
 51035.1
 48074.7
 43361.1
! 43139.7
 39841.2
 39138.6
 38091.9
 36517.2
 35790.6
 32947.2
 31527.1
 31025.8
 29338.6
 28867.5
 26818.3
 26088.7
 26073.7
 24180.4

5
1.78 2.71
5.18 17.23
2.17 5.98
0.06 7.01
6.10 13.50
3.04 5.74
1.31 6.82
2.17 4.67


449913.8
261155 6
431204.5
210981 2
340445.2
197317
150907.2
5'349 "-
36292.3
49097 9
76270.6
622011
67001.1.
24679 4
1381 4
236-41 2
29357.8
8799 ?"
3579.5
312953 3


 Large-Cap Core Funds
 Larg,--Cap Gro:,wlh Fund.j
 International
 Muli-Cap Value Funds
 Multi-Cap Core Funds
 GI'.L.ai Furdi
 Equity Income
* Srall.r" .ap .'ije Fn-,.3i
 Science & Technology
 Heallh & Biolc:hnology
 Small-Cap Growth Funds
 Scclor
 Emerging Markets
 Eur,'pean Regio:'r,
 Utility
 Pj,.:ifc Re.i.) '
 Natural Resources

 Latin America
 Balr,.' .3


2.28 5.02 -3.6
3 54 625 -17 32
 4.7 15.67 29.25
 1 94 7 11 32-
 2.32 6.76 14.07
 3 -L, 11.11 18 7
 1.22 5.88 21.38
 S,57 6 3 93 84
 3.8 5.05 -33.68
 2.21 109 7 11
 1.67 6.01 12.3.
 4 9.35 89 93
 7.05. 33.02 149.62
 2.74 13 25 ?9 7
 .4 2 1471 8 14
 9 31 25 78 71 27
 -0.85 43.33 124.05
14.52 33 19 276 54
5.76 55.31 176.05
1 57 458 15 53


112.13
94 64
120.23
160.21
156.15
 128 6
131.91
232 71
113.45
18846
142.48
256 47
115.71
135 09
136 23
78 05
326.61
88 93
297.63
103 97


355.92
320i.19
259.35
484 83
459.58
333 54
417.84

689.62
702 33
.474.15
749 46
180.19
333 82
311.42
 1A1
 548.38
 152 82
 NA
 277 16


Other Fund Objectives and footnotes


AB-Long-Term Bond: Funds that
invest in corporate and government
debt issues in the top grades.
AU-Gold Oriented: Funds that
invest in gold mines, gold-oriented
mining finance houses, gold
coins,orbullion.
BL-Balanced: Primary objective is
to conserve principal, by maintain-
ing a balanced portfolio of both
stocks and bonds,
El-Equity Income: Funds that seek
high current income and growth of
income through Investment in equi-
ties.
EM-Emerging Markets: Funds that
invest in emerging market equity
securities, where the "emerging
market" is defined by a country's
GNP per capital and other economic
measures.
EU-European Region: Funds that
invest in markets or operations con-
centrated in the European region.
GL-Global Stock: Funds that invest
in securities traded outside of the
U.S. May own U.S. securities as
well.


 .:- -_-i U-- ..i..









It's simple, really. How well you retire depends on how well
you plan today. Whether retirement is down the road or just
around the corner, if you're working towards your goals now,
the better off you'll be.

Preparing for retirement means taking a long-term perspective.
We recommend buying high-quality investments and holding
them because we believe that's.the soundest way we can help
you achieve your goals.

At Edward Jones, we spend time getting to know your'
riin-men(;al ,gk so we can help you reach them. To learn
more about why Edward Jones makes sense for you, call
or visit your local investment representative today.


GM-General Muni: Invest in muni
debt issues in the top four credit rat-
ings.
GT-General U.S. Taxable: Funds
That invest in General Bonds.
HB-Health/Biotech: Funds that
invest in companies related to
health care, medicine, and biotech-
nology.
HC-High Yield Taxable: Funds that
aim for high current yields from
fixed income securities. Tend to
invest in lower grade debt.
HM-High Yield Municipal: Funds
that invest in lower rated muni debt
issues:
IB-Intermediate Bond: Funds that
Invest their assets in investment
?rade debt issues (rated in the top
nur grades) with dollar-weighted
average maturities of five to ton
years.
-Intermediate U.S.: Intermediate
U.S. Government; Intermediate
U.S. Treasury.
IL-international Stock:(non-U.S.):
Canadian; International;
International Small Cap.


IM-Intermediate Muni: Intermediate-
term Muni Debt including single
states.
LT-Latin American: Funds that
invest their assets in markets or
operations concentrated in the Latin
American region.
LU-Long-Term U.: '....=. :i 1.1
Government; -...: i I I :
Treasury; Target Maturity.
MP-Stockl/Bond Blend: Multi-pur-
pose funds such as Balanced
Target Maturity; Convertible
Securities; Flexible Income; Flexible
Portfolio; Global Flexible and
Income funds, that Invest in both
stocks and bonds.
MT-Mortgage: Adjustable Rate
Mortgage; GNMA; U.S. Mortgage.
NM-Insured Muni: California
Insured Muni Debt; Florida Insured
Muni Debt; Insured Muni Debt; New
York Insured Muni Debt.
NR-Natural Resources: Funds that
invest their assets in natural
resource stocks.
PR-Pacific Region: China Region;
Japanese; Pacific Ex-Japan; Pacific Region.


 -W atolls










As important as it is to put your money to work, when you do
it really matters.

The sooner you open or contribute to an Edward Jones IRA,
the more time your money has to grow. And by contributing the
fill amount now ($4,000 for 2005 and $4,000 for 2006), your
money could grow faster for retirement. You may also be
eligible to make an additional catch-up contribution for each year.

At Edward Jones, we spend time getting to know your
goals so we can help you reach them. To learn more about
why. an Edward Jones IRA can make sense for you, call or
visit your local investment representative by April 17th.


SB-Short-Term Bond: Ultra Short
Obligation; Short Investment Grade
Debt; Short-Intermediate Investment
Grade Debt.
SE-Sector: Financial Services; Real
Estate; Sector/Miscellaneous.
SM-Short-Term Muni: California
Short-Intermediate Muni Debt;
Other States Short-intermediate
Muni Debt; Short-Intermediate Muni
Debt; Shortd Muni Debt.
SP-S&P 500 Index: Funds that are
passively managed, and designed
to replicate the performance of the
Standard & Poors 500 Index on a
reinvested basis..
SQ-Specialty Equity: Funds that
invest in all market capitalization
ranges, with no restrictions for any
one range. May have strategies
that are distinctly different from
other stock funds.
SS-Single-State Municipal: Funds
that invest in debt of individual
states.
"SU-Shorl-Term U.S.: Short U.S.
Treasury; Short U.S. Government; Short-
Intermediate U.S. Govemment.


TK-Science & Technology: Funds
that invest in science and
Technology stocks. Includes
Telecommunication funds.
UT-Utility: Funds that invest in utility
stocks.
WB-World Bond: Emerging Markets
Debt; Global Income; International
Income; Short World Multi-Market
Income.
FOOTNOTES:
S A significant event affected
performance.
* For funds with multiple classes,
only one fund (the biggest by total
assets) is shown.
Total return performance and rank-
ing figures based on data received
by ULipper, Inc. by 7 p.m. 12/30/05.


 EQUITY FUNDS*

Top performers By period

Fund Objective Return
Quarter
ProFunds:UltraJapan;lnv PR 37.50
Fidelity Japan Sm Co PR 27.11
Fidelity Adv Korea;A PR 26.43
Fidelity Japan PR 21.35
SPARX:Japan;lnst PR 20.04
Fidelity Adv Japan;C PR 19.81
Midas Fund AU 19.12
ICON:Asia-Pacific Region PR 18.96
Matthews Asian:Korea PR 18.20
Merrill GI Val;A GL 17.94
USAA Metals & Minerals AU 17.62
Fidelity Sel Gold AU 17.53
Japan Smaller Co PR 17.45
T Rowe Price Int:Japan PR 17.44
Crdt Suis Jp Eqty;Cm PR 17.43
ProFunds:Prec Metals;lnv AU 17.25
Morg Stan Japan;B PR 16.78
JP Morgan:Japan;A PR 16.71
Van Eck:lntl Gold;A AU 16.64
The Japan Fund;S PR 16.34
Merrill GI Finl Svcs;l SE 16.06
Franklin GId Pr Mt;A AU 16.01
Amer Cent:GI Gld;lnv AU 15.59
First Eagle:Gold;A AU 14.78
US Glbl:Gold Shares AU 14.77


1 year
ProFunds:UltraJapan;lnv
ING:Russia;A
Fidelity Adv Korea;A
T Rowe Price Int:Lat
T Rowe Price Int:Em Euro
Matthews Asian:Korea
BlackRock:GI Res;IA
Fidelity Latin America
Merrill Latin Amer;A
JennDry Jenn Ntl Res;A
5 years
ING:Russia;A
US Glbl:East European
US Glbl:World Prec Min
Matthews Asian:Korea
First Eagle:Gold;A .
USAA Metals & Minerals
Evergreen Prc Mt;A
Tocqueville:Gold Fund
US Glbl:Gold Shares
Scudder GId & Prc;S
10 years
Wasatch:Micro Cap
Bridgeway:Ultra-Sm Co
BlackRock:GI Res;IA
Calamos:Growth;A
CGM Tr:Realty Fund
Bridgeway:Aggr Inv 1
First Amer:SC Gr Opp;Y
GMO:Emer Ctry Dbt;lll
Fidelity Sel.Brokerage
BlackRock:Aurora;IA
15 years


90.57
70.94
68.79
60.05
59.00
58.76
56.79
55.17
54.98
54.19


616.17
456.38
402.22
383.53
374.71
367.68
362.37
320.34
318.37
316.20


707.04
663.39
644.47
597.89
577.94
575.60
538.84
534.08
503.55
486.22


Fidelity Sel Brokerage SE 1664.90
Fidelity Sel Home Fin SE 1515.49
FPA Capital MV 1439.46
Fidelity Sel EIctronic TK 1322.35
Fidelity Sel Financial SE 1252.49.
Fidelity Lw-Prcd Stk. MV 1232.27
Fidelity Sel Banking SE 1195.54
Vanguard HlthCare;Inv HB 1176.64
Calamos:Growth;A XG 1148.62
Fidelity Sel Software TK 1144.48

Bottom performers By period,

Fund Objective Return
Quarter
ProFunds:Oil & Gas;Inv NR -11.49
Oppenheimer RI Asset;A SQ -10.84
Rydex:Utilities;lnv UT -7.30
Quaker lnv:Bio Pharm;A HB -6.98
Vanguard Energy lx;Adm NR -6.90
Vanguard Util Indx;Adm UT -6.81
CGM Tr:Focus Fund MG -6.64
Reaves Sel Rsrch;lnst UT -6.23
Evergreen Util&Telcm;A UT -6.01
Rydex Dynamic:Vn 100;H SQ -5.91
1 year
Van Wagoner:Emrg Growth SG -22.28
Van Wagoner:Sm-Cap Gr SG -12.37
Firsthand Tch Inn;lnv TK -11.90
Comstock Cap Val;A SQ -11.29
Black Oak Emerg Tech TK -10.83
5 years
Van Wagoner:Emrg Growth SG -86.28
Black Oak Emerg Tech TK -78.60
ProFunds:UltraOTC;lnv XG -78.58
Rydex Dynamic:Vc 100;H XG -78.52
Berkshire:Focus XG -77.25
10 years
Comstock Cap Val;A SQ -62.69
Comstock Strategy;O MP. -47.41
Rydex:Ursa Fund;Inv SQ -43.81
American Growth;D LC -42.75
US GIbl:Gold Shares AU -39.15
15 years


Comstock Cap Val;A
US Glbl:Gold Shares
Comstock Strategy;O
OCM:Gold
Gabelli Mthrs Fund;AAA


-63.45
-59.74
-28.46
-0.37
13.68


With an Edward Jones Roth IRA, any earnings on, your
contributions grow tax-free, and distributions can be taken
free of penalties or taxes.* You may even benefit from
converting a traditional IRA to a Roth IRA.

At Edward Jones, we spend time getting to know your
goals so we can help you reach them. To learn more
about why an Edward Jones IRA can make sense for you,
call or visit your local investment representative today

* Distributions of earnings from a Roth IRA could be subject to taxes and a 10 percent penalty if the account is less than 5
years old and the owner is under age 59 I2.


I Call For Detai-s


Edward Jones



Serving Individual Investors Since 1871


Robert Woodard


Investment Representatives

Edward Jones

846 SW Baya Ave.

Lake City, FL 32025-4207

(386) 752-3847


 Mutual fund performance, by fund objective

Total Net Number Quarter 1-year 5-year 10-year 15-year
Assets ($ mins.) of Funds Type of Funds % Return % Return % Return % Return % Return