THURSDAY, NOVEMBER 19, 2009


David Matier: How late?


By David H. Matier, Doctor of
Pastoral Counseling
 "Hath a nation changed
their gods which are yet no
gods? But my people have
changed their glory for that
which doth not profit. Be as-
tonished, O ye heavens, at
this, and be horribly afraid,
be ye very desolate, saith
the Lord. For my people
have committed two evils;
they have forsaken me the
fountain of living waters,
and hewed them out cis-
terns, broken cisterns, that
can hold no water." (Jeremi-
ah 2:11-13). What kind of
trade has been made? The
early settlers, such as those
who came on the
Mayflower, came searching
for a place where they could
worship the Lord God with
out being persecuted by
some state church. They
were people who put God
first in their lives the Bible
was the primary book in
their schools. The early set-
tlers didn't want to be told
by a particular church what
doctrine they must believe
but wanted the freedom to
read and interpret the Bible
for themselves. They were
men and women of high
moral and ethical character;
living holy and sanctified
lives. Their churches were a
central part of their lives.
The communities were built
around the church (this is
still evident in the small vil-
lages in New England
where the old churches still
stand in the center of the
quaint towns). All of the
great universities were es-
tablished by Bible believing
men only to be taken over
by those who would rather
have nothing to do with the
Bible in our day!
 What kind of trade has
been made by the United
States? Has America traded
that which made her special
and unique for that which is
unprofitable? Many Ameri-
cans have turned their
backs on God and have
tried to find answers else-
where: in education, em-
ployment, money (I Timo-
thy 6:10), the cults (Human-
ism declared a religion in
1963, Spiritualism, Mod-
ernism, to just scratch the
surface) and everything but
the truths of God's Word -
"For the time will come
when they will not endure


sound doctrine; but a
their own lusts shall tI
heap to themselves tea
ers, having itching ears;"
Timothy 4:3). This is
time! A large portion of
people that attend chu
regularly are more inter
ed in getting out to go to
local buffet than they
about what the preache
saying! What's the mess
from God today needs to
the mindset of God's peo
- America needs to h
from God! America ne
revival!
 What's being seen
America and all around
world is a confirmation
the Word of God. It decla
the nearness of His comi
Things that the
prophets could have
never imagined but
told us about are be-
ginning to happen. A
world-wide identifi-
cation mark (666)
may have been im-
possible to imagine at
one time but it's not
today! A cashless so-
ciety is practically
here already. All of
the horrible things
you witness in the
news and see on the
streets all around
you, though upset-
ting, should be en-
couraging because
they should tell you
that the coming of Je-
sus is getting closer.
It's sort of like the lit-
tle girl who was lying
in her bed listening
every hour to her
family's grandfather
clock because she
couldn't sleep. When
it got to 11:00 PM it
chimed once,
twice,...10 times, 11
times, 12, 13, 14, 15,
16, 17, and when it
chimed for the 18th
time she hurried into
her parents' bedroom
and woke up her par-
ents and said, "Mom,
Dad, it's later than it's
ever been before!"
 Dr. John Walvoord
said, "I have been
studying prophecy
for many years (over
50), and while I do
not believe it is possi-
ble to set dates for the
Lord's return, I do
sense in the world to-


after
hey
ich-
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the
the
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are
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age
be
iple
ear
eds

 in
the
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day an unprecedented time
of world crises that can be
interpreted as being
preparatory for the coming
of the Lord. If there ever
was a time when Christians
should live every day as
though Christ could come
at any time, it is today."
 Jesus said, "But of that
day and hour knoweth no
man, no, not the angels of
heaven, but my Father only,
But as the days of Noe were,
so shall also the coming of
the Son of man be"
(Matthew 24:36, 37)
 Brother, Sister it is later
then it has ever been before!
 David Matier, Doctor of
 Pastoral Counseling
 dmatier@windstream.net


 As you're no doubt aware, the
long and deep recession has
resulted in the highest
unemployment rate in decades.
But if you've been laid off, or if
you fear a layoff may soon be
coming, you're less interested in
statistics than in your immediate
financial future. How will you
get by until you land a new job?
 This is a scary question, of
course. And it can cause you to
look at all your available
financial resources including
your 401(k), which may well be
the largest single financial
resource you have.
 But before you cash out your
401(k), make sure you
understand what's involved. Your
former employer is required to
withhold 20% of your account
balance to prepay federal taxes.
Also, all your 401(k) proceeds
will be taxed as ordinary income.
And if you're under age 59 1/2
when you liquidate your 401(k),
you may also be subject to a 10
percent penalty. And worst of all,
the money may not be available
to you when you retire.
 Obviously, if you have no
other financial resources, you
may have no choice but to tap
into your 401(k) plan. However,
if you can find an alternative way
to tide yourself over until you're
working again, you may be better
off in the long run by not cashing
in your plan.
 If you decide against the
"cash-out" option, what can you
do with your 401(k)? Here are
two possibilities:
 Keep the money in your
former employer's plan. If your
former employer permits it, you
may able to leave your money in
your 401(k). You won't have to
pay any immediate taxes, and
your money can continue to grow
G Josh Akers
 Financial Advisor
 521 Lakes Blvd Suite
 Lake Park, GA 31636
 229-559-0127
 559.


tax deferred. But you may no
longer be able to add funds to
your account.
 Roll your money over to an
 IRA. If you roll over your 401(k)
 assets to an IRA, you'll avoid
 paying immediate taxes, and
 your money can continue to
 grow tax deferred. Furthermore,
 you can fund your IRA with
 many types of investments, as
 opposed to a 401(k), which may
 offer only a handful of choices.
 And when you can afford it, you
 can make additional
 contributions to your IRA. Also,
 when you retire, you may find
 that an IRA gives you more
 flexibility in making withdrawals
 than a 401(k).
 While there are some clear
 benefits to keeping your 401(k)
 with your former employer or
 moving it to an IRA, neither
 choice helps you answer the
 question of how you'll make it,
 financially speaking, until you're
 working again. If you've built up
 a cash cushion in preceding
 years, you can turn to it now, of
 course. And if you've created an
 investment portfolio outside your
 401(k), take a close look at it.
 You can consider adjusting your
 investment mix to add more
 income-producing investments,
 if appropriate. Keep in mind that
 your portfolio should reflect your
 risk tolerance, long-term goals
 and time horizon.
 A layoff is never easy and it
 can force you to make some
 tough choices. But if you can
 help protect your 401(k) today,
 you'll be helping yourself
 tomorrow.

 This article was written by
 Edward Jones for use by your
 local Edward Jones Financial
 Advisor.


 www.edwardjones.com MemberSIPC
B 6

565-F F AKIG SNSEOF NVETIN


Suwannee Valley collects gifts

for Samaritan's Purse and the

World's largest Christmas

project November 16 -- 23, 2009


Submitted

 Through Operation Christ-
mas Child, the world's largest
Christmas project, Suwannee
Valley residents are packing
shoe box gifts for children in
more than 100 countries suffer-
ing from natural disaster, war,
terrorism, disease, famine and
poverty. Please, drop off your
filled shoe boxes at any of the
Suwannee Valley Operation
Christmas Child's twelve well-
located drop off centers


through out Baker, Columbia,
Dixie, Gilchrist, Hamilton,
Lafayette, Levy, Madison,
Suwannee, and Taylor Coun-
ties.
 These centers have been
placed for your convenience so
you can drop off filled shoe box
gifts for suffering children.
For more information about lo-
cation of Relay Centers plus
days/hours open, please call 1-
800-409-1665 or visit
www.samaritanspurse.org.
November 16-23, 2009.


 NOTICE OF ZONING CHANGE
The Board of County Commissioners of Hamilton County, Florida proposes to regulate the use of land within the area as shown on
the map below by amending the text and Official Zoning Atlas of the Hamilton County Land Development Regulations, hereinafter
referred to as the Land Development Regulations, as follows:
(1) LDR 09-3, an application by the Board of County Commissioners to amend the text of the Land Development Regulations by
amending Section 4.2.20.4 entitled, Performance Standards, Heat, cold, dampness, or movement of air and Section 4.2.20.5,
entitled Performance Standards, Noise to add "EPGF" Electrical Power Generating Facility zoning district to the list of zoning
districts where standards shall be applied at the boundaries of the districts and not at the lot lines of the individual properties
located within the districts, and by adding a new section, Section 4.22, entitled, "EPGF" Electrical Power Generating Facility to
establish a new zoning district to allow for electrical power generating facilities and related uses.

(2) LDR 09-4, an application by the Board of County Commissioners, to amend the Official Zoning Atlas of the Land
Development Regulations by changing the zoning district from AGRICULTURAL-4 (A-4) and COMMERCIAL, HIGHWAY
INTERCHANGE (CHI) to ELECTRICAL POWER GENERATING FACILITY (EPGF) on property described, as follows:
 From AGRICULTURAL-4 (A-4) to ELECTRICAL POWER GENERATING FACILITY (EPGF):
A parcel of land lying within Sections 1 and 6, Township 1 North, Range 12 and 13 East, Hamilton County, Florida, being more
particularly described as follows: Commence at the Northeast corner of the Southeast 1/4 of said Section 1; thence South 0059'04"
East, along the East line of the Southeast 1/4 of said Section 1, a distance of 1,862.91 feet to the Westerly right-of-way line of State
Road 6; thence South 34006'09" West, along the Westerly right-of-way line of said State Road 6, a distance of 260.53 feet to the
South side of a South Georgia Natural Gas pipeline easement; thence North 85052'30" West, along said South line, a distance of
1,096.72 feet; thence South 00059'04" East 648.99 feet to the North side of Northwest 44th Street, a county graded road; thence
South 89036'42" West, along said Northwest 44th Street, 100.00 feet; thence North 00059'04" West 656.89 feet to the South side of
said South Georgia Natural Gas pipeline easement; thence North 85052'30" West, along said South line, 612.53 feet; thence South
00000'00" West 705.07 feet to the North side of said Northwest 44th Street; thence South 89036'42" West, along said Northwest
44th Street, 718.13 feet; thence South 89007'29" West, along said Northwest 44th Street, 455.59 feet; thence North 31 054'09" West
1,537.30 feet; thence North 90000'00" East 699.93 feet; thence North 00010' 17" East 749.30 feet; thence South 89005'51" West
608.05 feet; thence North 38036'35" West 708.06 feet to the North line of the Southwest 1/4 of said Section 1; thence North
89005'51" East, along said North line of Southwest 1/4 and the North line of said Southeast 1/4 of Section 1, a distance of 2,920.95
feet to the Southwest corner of the West 1/2 of Southeast 1/4 of Northeast 1/4 of said Section 1; thence North 00038'09" West,
along the West line of the West 1/2 of Southeast 1/4 of Northeast 1/4 of said Section 1, a distance of 1,325.69 feet to the Northwest
corner of the West 1/2 of Southeast 1/4 of Northeast 1/4 of said Section 1; thence North 88059'40" East, along the North line of said
West 1/2 of Southeast 1/4 of Northeast 1/4 of said Section 1; a distance of 665.69 feet to the Northeast corner of the West 1/2 of
Southeast 1/4 of Northeast 1/4 of said Section 1; thence South 00039'23" East, along the East line of the West 1/2 of Southeast 1/4
of Northeast 1/4 of said Section 1, a distance of 1,105.37 feet; thence North 65050'15" East 660.52 feet; thence South 45046'27"
East 150.00 feet; thence North 50047'32" East 290.39 feet to the Southwesterly right-of-way line of County Road 146; thence South
45048'14" East, along the Southwesterly right-of-way line of said County Road 146, a distance of 355.24 feet; thence South
42022'42" West 32.47 feet; thence South 1 17'47" East 30.00 feet; thence South 88042' 13" West 506.21 feet; thence South 1 23
'31" East 247.36 feet to the Point of Beginning.
Containing 215.00 acres, more or less.
LESS AND EXCEPT
A parcel of land lying within Sections land 6, Township 1 North, Range 12 and 13 East, Hamilton County, Florida, being more
particularly described as follows: Commence at the Northeast corner of the Southeast 1/4 of said Section 1; thence North 01 023
'31" West 247.36 feet; thence North 88042' 13" East 142.92 feet to the Point of Beginning; thence continue North 88042' 13" East
363.29 feet; thence North 01 17'47" West 30.00 feet to the Southwesterly right-of-way line of County Road 146; thence North
45048'14" West, along the Southwesterly right-of-way line of said County Road 146, a distance of 355.24 feet; thence South
50047'32" West 328.48 feet to the Point of Beginning.
Containing 1.04 acre, more or less.
Said lands containing 213.96 acres, more or less.
From COMMERCIAL, HIGHWAY INTERCHANGE (CHI) to ELECTRICAL POWER GENERATING FACILITY (EPGF):
A parcel of land lying within Sections land 6, Township 1 North, Range 12 and 13 East, Hamilton County, Florida, being more
particularly described as follows: Commence at the Northeast corner of the Southeast 1/4 of said Section 1; thence North
01 23'31" West 247.36 feet; thence North 88042'13" East 142.92 feet to the Point of Beginning; thence continue North 88042'13"
East 363.29 feet; thence North 01017'47" West 30.00 feet to the Southwesterly right-of-way line of County Road 146; thence North
45048'14" West, along the Southwesterly right-of-way line of said County Road 146, a distance of 355.24 feet; thence South
50047'32" West 328.48 feet to the Point of Beginning.
Containing 1.04 acre, more or less.
All said lands containing 215.00 acres, more or less.


 Hamilton

 County /LDR 09-4


M LOR 004

--ROd
-L- Ropd


 Mta
I I t
0 4 8


IM7


Public hearings will be conducted by the Board of County Commissioners to consider the amendments and enactment of the
ordinances adopting the amendments on
December 1, 2009 at 9:00 a.m. or as soon thereafter as the matters can be heard, in the Board of County Commissioners Meeting
Room, County Courthouse, located at 207 Northeast First Street, Jasper, Florida. The titles of said ordinances read, as follows:
AN ORDINANCE OF HAMILTON COUNTY, FLORIDA, AMENDING THE TEXT OF
THE HAMILTON COUNTY LAND DEVELOPMENT REGULATIONS, AS AMENDED; RELATING TO AN AMENDMENT TO THE
TEXT OF THE LAND DEVELOPMENT REGULATIONS, PURSUANT TO AN APPLICATION, LDR 09-3, BY THE BOARD OF
COUNTY COMMISSIONERS, PROVIDING FOR AMENDING SECTION 4.2.20.4 ENTITLED, PERFORMANCE STANDARDS,
HEAT, COLD, DAMPNESS, OR MOVEMENT OF AIR AND SECTION 4.2.20.5, ENTITLED PERFORMANCE STANDARDS, NOISE
TO ADD "EPGF" ELECTRICAL POWER GENERATING FACILITY ZONING DISTRICT TO THE LIST OF ZONING DISTRICTS
WHERE STANDARDS SHALL BE APPLIED AT THE BOUNDARIES OF THE DISTRICTS AND NOT AT THE LOT LINES OF THE
INDIVIDUAL PROPERTIES LOCATED WITHIN THE DISTRICTS, AND ADDING A NEW SECTION, SECTION 4.22, ENTITLED,
"EPGF" ELECTRICAL POWER GENERATING FACILITY TO ESTABLISH A NEW ZONING DISTRICT TO ALLOW FOR
ELECTRICAL POWER GENERATING FACILITIES AND RELATED USES; REPEALING ALL ORDINANCES IN CONFLICT; AND
PROVIDING AN EFFECTIVE DATE
AN ORDINANCE OF HAMILTON COUNTY, FLORIDA, RELATING TO THE REZONING OF TEN OR MORE CONTIGUOUS
ACRES OF LAND, AMENDING THE OFFICIAL ZONING ATLAS OF THE HAMILTON COUNTY LAND DEVELOPMENT
REGULATIONS, PURSUANT TO AN APPLICATION, LDR 09-4, BY THE BOARD
OF COUNTY COMMISSIONERS; PROVIDING FOR REZONING FROM AGRICULTURAL-4 (A-4) AND COMMERCIAL, HIGHWAY
INTERCHANGE (CHI) TO ELECTRICAL POWER GENERATING FACILITY (EPGF) OF CERTAIN LANDS WITHIN THE
UNINCORPORATED AREA OF HAMILTON COUNTY; REPEALING ALL ORDINANCES IN CONFLICT; PROVIDING FOR
SEVERABILITY; AND PROVIDING AN EFFECTIVE DATE
The public hearings may be continued to one or more future dates. Any interested party shall be advised that the date, time and
place of any continuation of the public hearings shall be announced during the public hearings and that no further notice
concerning the matters will be published.
At the aforementioned public hearings, all interested persons may appear and be heard with respect to the amendments, and the
ordinances adopting said amendments, on the date, time and place as referenced above.
Copies of the amendments, and the ordinances adopting said amendments, are available for public inspection at the Office of the
Land Use Administrator, located at 204 Northeast First Street, Jasper, Florida, during regular business hours.
All persons are advised that, if they decide to appeal any decisions made at the public hearings, they will need a record of the
proceedings and, for such purpose, they may need to ensure that a verbatim record of the proceedings is made, which record
includes the testimony and evidence upon which the appeal is to be based.
 560821-F


What Should You Do with

 401(k) after a Layoff?


THE JASPER NEWS, Jasper, FL


PAGE 3B