COOPERATIVE AGRICULTURE 83

 agement; is an urban bank-cooperative, has capital
 stock; declares dividends, has paid officials, its
 credit is either a loan or a discount on a trade bill of
 exchange, loans are either straight loans or credit
 limits within which a borrower may draw.
2. Credit Foncmir: French.
 Makes loans to municipalities, corporations, and
 workers, in certain industrial pursuits.