4 GOOD INVESTMENT. 109 drawn against my last shipment are back protested, and will be presented to-morrow. I cannot lift them. So ends this matter. So closes a business-life of nearly forty years, in commercial dishonour and personal ruin !” “ Are you certain that they have failed?” asked Mr. Winslow, with something like hope in his tone of voice. “Tt is too true,” was answered. ‘“ The Celeste arrived this morning, and her letter- bag was delivered at the post-office half an hour ago. Have you received nothing by her ?” “JT was not aware of her arrival. But I will send immediately for my letters.” Too true was the information communi- cated by the friend. The large commis- sion-house of Toledo & Co. had failed, and protested drafts had been returned to a very heavy amount. Mr. Winslow was among the sufferers, and to an extent that was equivalent to ruin; because it threw back upon him the necessity of lifting over 2