REPORT OF THE GOVERNOR OF THE VIRGIN ISLANDS + 73 This program is required to include provisions for the prevention of the spead of blight into areas of the community through enforcement of housing, zoning and occupancy controls and standards. A work- able program is also required in order that the Virgin Islands may be eligible for public housing, urban renewal and other special assistance programs of the Federal Housing and Home Finance Agency. For the first time a workable program, prepared in accordance with Federal requirements was submitted to the Housing and Home Fi- nance Agency. The goals and objectives under this workable program to be achieved during the next fiscal year include: (1) Approval by the Legislature of the zoning maps and subdi- vision regulations, (2) Revision of the building code, (3) Adoption of a housing code, (4) Revision of the master plans for which Federal funds have been provided, and (5) A Community Renewal program study, for which Federal funds will be made available. General Comments During this fiscal year a great deal of time and effort were expended in analyzing the housing problems, determining the administrative organization needed to tackle the problem effectively, and in initiating short range plans for immediate relief. In the next fiscal year more emphasis will be placed on actual con- struction of houses and in devising long range plans for housing and community development. Virgin Islands Housing and Urban Renewal Authority During the fiscal year, the Housing Authority was engaged in the management of six developments on St. 'TlImii and St. Croix, namely: Paul M. Pearson Gardens and H. H. Berg Homes in St. Thomas; D. Hamilton Jackson Terrace, and Bassin Triangle in Christiansted; and Marley Homes and Ludvig E. Harrigan Court in Frederiksted, St. Croix. The total number of apartments in this pro- gram is 530. The average contract rent as of June 30, 1962 was $26.63 per month. Nevertheless, more than 40 percent of the tenants are paying less than $20 per month. Because of the relatively low income from tenant families as compared with rentals on the mainland, the Public Hous- ing program in the Virgin Islands is very much dependent upon the